IFIN

Sensex 84929.36 447.55 (0.53) 19-Dec-2025

Previous Day Close

84481.81

Today's High/Low

High Low

85067.5 84734.96

Quarterly Results

Shriram Finance Ltd

Industry : Finance & Investments

BSE Code

ISIN Demat

Book Value()

511218

INE721A01047

321.0658511

NSE Symbol

P/E(TTM)

Mar.Cap( Cr.)

SHRIRAMFIN

18.86

169651.83

EPS(TTM)

Face Value()

Div & Yield %

47.82

1.1

Quarters

Particulars	Sep 2025 ( Cr)	Jun 2025 ( Cr)	Mar 2025 ( Cr)
Operating Income	11907.79	11535.63	11454.23
Total Income	11916.73	11541.76	11460.25
Interest	5524.79	5400.76	5223.99
Employee Expenses	943.93	976.47	905.73
Selling & Administrative Expenses	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00
Other Expenses	830.22	799.00	824.20
TOTAL OPERATING EXPENDITURE	7298.94	7176.23	6953.92
Operating Profit Before Prov. & Cont.	4617.79	4365.53	4506.33
Provisions & Write Offs	1333.33	1285.69	1563.29
Depreciation	174.44	173.11	171.06
TOTAL EXPENDITURE	8806.71	8635.03	8688.27
Tax	1029.17	979.42	498.00
Fringe Benefit Tax	0.00	0.00	0.00
Deferred Tax	-226.33	-228.42	134.59
Reported Profit After Tax	2307.18	2155.73	2139.39
Extra-ordinary Items	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	2307.18	2155.73	2139.39
EPS (Unit Curr.)	12.27	11.46	11.38
EPS (Adj) (Unit Curr.)	12.27	11.46	11.38
Calculated EPS (Unit Curr.)	12.27	11.46	11.38
Calculated EPS (Adj) (Unit Curr.)	12.27	11.46	11.38
Calculated EPS (Ann.) (Unit Curr.)	49.06	45.85	45.51
Calculated EPS (Adj) (Ann.) (Unit Curr.)	49.06	45.85	45.51
Book Value (Unit Curr.)	321.13	310.93	299.30
Dividend (%)	240.00	0.00	0.00
Equity	376.20	376.13	376.08
Reserve & Surplus	0.00	0.00	0.00
Face Value	2.00	2.00	2.00
Public Shareholding (No. Of Shares)	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00
Pledged/Encumbered - No. of Shares	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00
Non Encumbered - No. of Shares	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00
PBIDTM(%)	73.98	73.52	71.30
PBDTM(%)	27.58	26.70	25.69
PATM(%)	19.38	18.69	18.68
Net Interest Income	6266.84	6026.43	6051.19
Operating Expenses	969.51	934.21	939.83
Loan Losses & Provision	1333.33	1285.69	1563.29
Assets Under Management	281309.46	272249.01	263190.27
Return on Equity(%)	15.40	15.07	15.59
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00
Cost to Income Ratio	27.76	29.29	27.65
Loan Loss Provision Ratio	0.00	0.00	0.00
Loans Spreads(%)	0.00	0.00	0.00
Net Interest Margin(%)	8.19	8.11	8.25
Provision Coverage Ratio(%)	46.70	44.31	43.28
Capital Adequacy Ratio	20.68	20.79	20.66
Tier I Capital	19.98	20.16	20.03
Tier II Capital	0.70	0.63	0.63
Gross Non Performing Assets	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00
(%) Gross Non Performing Assets	4.57	4.53	4.55
(%) Net Non Performing Assets	2.49	2.57	2.64
Return on Assets(Annualised)	0.00	0.00	0.00
Return on Assets	2.89	2.76	2.87
Loans Disbursed(Amt Rs cr)	0.00	0.00	0.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00
Loan Book(Amt Rs cr)	278583.06	269227.04	259915.91
Dividend Per Share(Rs)	4.80	0.00	0.00
Diluted EPS	12.26	11.45	11.36

Notice of AGM

	ISFL - Notice Of AGM

	IFIN - Notice Of AGM

	ICOM - Notice Of AGM

	IFIN Credit- Notice Of AGM


Forms

	IFIN Mobile and Email Declaration
	Form 30 Transmission Form Without Track Change

	Beneficiary Demat account NSDL

	Beneficiary Demat account CDSL

	CDSL CHANGE OF SIGNATURE

	NSDL CHANGE OF SIGNATURE


	IFIN- NEW KYC FORM

	IFIN -NSE F&O Activation form

	IFIN -Updation of Information Income


	IFIN-Annexure -B -Opting out of Nomination form

	IFIN-Annexure Q - Closure form Trading & DP

	IFIN-Brokerage Modification form

	IFIN-Change of Address

	IFIN-Change of Telephone -Mobile No , Email id

	IFIN-Consent for Receipt of ECN other Digital Decuments

	IFIN-Trading Re-activation form

	Instigo Account opening procedure- Flow chart

	Instigo DP account opening procedure

	KYC RDD Annexure

	IFIN-Annexure A Nomination form

	IFIN-New Tariff

	IFIN-Name Declaration

	IFIN-Most Important Terms and Conditions

	IFIN-Declaration for Basic Services Demat Account

	IFIN Bank Mobile Email Modification Request

Sr No	Start Date	Department	Tender Details	Status
1	27-11-2025	IT & IT Back office	RFP - for Appointment of IAAP Certified Accessibility professionals as Auditors To conduct Accessibility Audit for the Digital Platforms of IFIN	Open
			A. Schedule of Pre-Bid Meeting - RFP No. IFIN/IAAP/2025-26/001
			B. Technical BID Meeting Link
2	30-10-2025		RFP for Vehicle Hiring
			A. General Information
			B. Technical BID Meeting Link
			C. Financial BID Meeting Link
3	02-09-2025	IT	RFP for Procurement of Server	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
			D. Technical BID Meeting Link
			E. Financial BID Meeting Link
4	21-08-2025	IT	RFP for Procurement of Server	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
			D. Technical BID Meeting Link
			E. Financial Bid Meeting Link
5	14-07-2025		RFP document for the Cloud Voice Logger	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
			D. Technical BID Meeting Link
			E. Financial Bid Meeting Link
6	01-04-2025	IA	REQUEST FOR PROPOSAL FOR APPOINTMENT OF CONCURRENT INTERNAL AUDITORS FOR PERIOD APRIL 2025 – MARCH 2026
7	01-04-2025	IA	REQUEST FOR PROPOSAL FOR APPOINTMENT OF INTERNAL AUDITORS FOR PERIOD APRIL 2025 – MARCH 2026 - IFCI
8	24-04-2025	IT	RFP for Services of IT Infrastructure Shifting & Configuration	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
			D. Pre Bid Meeting Link
			E. Technical BID Meeting Link
			F. Financial Bid Opening
9	18-02-2025	IT	RFP for Procurement of HP Hard Disk	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
10	18-02-2025	IT	RFP for Procurement of HP Server	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
11	07-12-2024	Administration	RFP for office premises on lease at Chennai	Closed
			A. News Paper Article
			B. General Information
			C. Technical Bid
			D. Financial Bid
			E. Pre Bid Meeting Link
			F. Technical BID Meeting Link
			G. Financial BID Meeting Link
12	10-06-2024	IA	RFP for appointment of internal auditors for period April 2024 – March 2025	Active upto 21/06/2024 end of the day
			A. Request For Proposal
			B. Extension of RFP
13	10-06-2024	IA	RFP for appointment of internal auditors and Concurrent Audit for period April 2024 – March 2025	Active upto 21/06/2024 end of the day
14	22-11-2023	Compliance	Procurement of AML/PML software Solution - VC Meeting Link for opening of Tender Box on 22/11/2023 at 4.30 pm	Closed
15	16-10-2023	Compliance	RFP for Procurement of AML/PML software solution
	06-11-2023	Compliance	A. Addendum - Extension Period for procurement of AML/PML sofware solution
16	28-10-2024	IT	RFP for Procurement of Firewall	Closed
				A. General Information
			B. Technical Bid
			C. Financial Bid
17	12-07-2023	ADMIN	RFP for Premises on Lease for Ahmedabad Branch
			A. Newspaper Aricle
			B. General Information
			C. Technical Bid
			D. Financial Bid
18	07-07-2023	CS	RFP for Secretarial Audit
19	26-06-2023	IT	RFP for AMC of Online UPS system installed at IFINs Branch office	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
20	16-06-2023	IT	E-tender for engagement of annual system audit and cyber security audit agency	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
21	15-06-2023	IT	RFP for AMC of 30KVA Online UPS system	Closed
			A. General Information
			B. Technical Bid
			C. Financial Bid
22	30-05-2023	ADMIN	RFP for Premises on Lease for Ahmedabad Branch	Cancelled
			A. Newspaper Aricle
			B. General Information
			C. Technical Bid
			D. Financial Bid
			E. Extension of RFP
			F. Closure of RFP
23	24-05-2023	ADMIN	RFP for Premises on Lease for Salem Branch	Closed
			A. Newspaper Aricle
			B. General Information
			C. Technical Bid
			D. Financial Bid
24	24-04-2023	IA	Extension Of RFP iCOM IA for FY 2023-2024	Closed
25	25-04-2023	CS	Extension Of RFP for Seeking Quotations for Secretarial Audit Of IFIN Group for FY 2022-2023	Cancelled
			A. Status_of_RFP_for_secretarila_audit
26	02-05-2023	IA	RFP For Appointment Of Internal Auditor for July 2023 - March 2024	Closed
27	02-05-2023	IA	RFP For Appointment Of Internal Auditor for July 2023 - March 2024 for operations, accounts and control related activities.	Closed
28	24-04-2023	CS	RFP PCS Empannelment for ROC filing 2022-23	Closed
29	24-04-2023	IA	RFP For Appointment Of Internal Auditor iCOM 23-24	Closed
30	14-03-2023	IA	RFP for appointment of internal auditor in the iCOM	Closed
31	25-04-2023	CS	RFP For Secretarial Audit 22-23	Closed